How to apply for a UK Fiance Visa: step by step

The suitability requirements will not apply to most people but it is vital that you check them to avoid an application refusal. We’ve put all the suitability requirements mentioned in Appendix FM into a chart below so you can quickly and easily check over them before moving onto the next step.

Will be refused

The applicant is currently the subject of a deportation order.

The presence of the applicant in the UK is not conducive to the public good because they have been convicted of an offence for which they have been sentenced to imprisonment for at least 12 months.

The presence of the applicant in the UK is not conducive to the public good because their offending has caused serious harm or they are a persistent offender who shows a particular disregard for the law.

The presence of the applicant in the UK is not conducive to the public good because conduct, character, associations, or other reasons, make it undesirable to allow them to remain in the UK.

The applicant has failed without reasonable excuse to comply with a requirement to- attend an interview provide information provide physical data undergo a medical examination provide a medical report

Normally refused

Whether or not to the applicant’s knowledge – false information, representations or documents have been submitted in relation to the application there has been a failure to disclose material facts in relation to the application.

A maintenance and accommodation undertaking has been requested and has not been provided.

The Secretary of State has given notice to the applicant and their partner under section 50(7)(b) of the Immigration Act 2014 that one or both of them have not complied with the investigation of their proposed marriage or civil partnership.

May be refused

The applicant has made false representations or failed to disclose any material fact in a previous application for entry clearance, leave to enter, leave to remain or a variation of leave, or in a previous human rights claim; or did so in order to obtain from the Secretary of State or a third party a document required to support such an application or claim (whether or not the application or claim was successful).

The applicant has previously made false representations or failed to disclose material facts for the purpose of obtaining a document from the Secretary of State that indicates that he or she has a right to reside in the United Kingdom.

The applicant has failed to pay litigation costs awarded to the Home Office.

One or more relevant NHS bodies has notified the Secretary of State that the applicant has failed to pay charges in accordance with the relevant NHS regulations on charges to overseas visitors and the outstanding charges have a total value of at least £500.

To apply for a UK Fiance Visa, the applicant and their UK Partner must both be 18 or over.

The UK Partner must also be either:

• a British citizen
• settled in the UK – meaning the UK Partner has indefinite leave to remain, settled status or proof of permanent residence
• a refugee or have humanitarian protection in the UK

The applicant will have to prove that they are seeking to enter the UK with the intention to marry their UK partner before the end of the 6 month visa period.

The applicant will also have to prove that any previous marriage or civil partnerships has permanently broken down.

Other relationship requirements the applicant will have to prove include:

• intention to live together permanently in the UK after you apply.
• the relationship is genuine and subsisting
• the applicant and their UK Partner have met each other
• the relationship is not within the list of prohibited relationships

Read our guide to the Relationship Requirement to find out more about what each of these mean and what evidence can be provided to show the relationship requirement has been met.

If you require help with compiling the correct supporting documents or letter templates written by our immigration experts, then take a look at our “Do Your Own Partner Visa” service where we provide you with a list of documents and template letters based on YOUR specific circumstances.

Normally, a tuberculosis (TB) test will be required if you are applying for a UK Fiance Visa.

• You will need to have a tuberculosis (TB) test if you are resident in any of the countries listed here.

If the country where the applicant is resident IS on the list then the applicant must take a TB test at a Home Office approved clinic.

A chest x-ray will be taken to test for TB. If the results of the test show no TB then a certificate will be issued which will be valid for 6 months. The TB test certificate should be included in the visa application documents.

If the country where you are resident is not on the list then you do not need to get a TB test certificate.

It is a Home Office requirement that anyone applying for a UK Fiance Visa must speak basic English. In order to meet the English Language requirement of your UK Fiance Visa application you will have to provide evidence.

The applicant can meet the English Language Requirement in the either of the following ways:

• by passing an approved English language test in speaking and listening at CEFR Level ‘A1’
• by being a national of a majority English speaking country
• by having obtained an academic qualification at degree level or above taught in English

If the degree was not awarded in the UK:

• the qualification must be recognised by UK NARIC as being equivalent to a UK bachelor’s degree or higher; and
• UK NARIC has provided you with a certificate confirming the degree was taught or researched in English at or above the required level.

The applicant will be exempt from the English Language Requirement if:

• they are 65 years old or over when the application is made; or
• they have a physical or mental condition which prevents them from meeting the requirement; or
• there are exceptional circumstances preventing them from meeting this requirement

If you cannot demonstrate how you meet the English Language requirement or that you are exempt, your visa application will be refused.

Read our English Language Requirement guide to get detailed information on approved English language tests and test providers.

The immigration rules in Appendix FM contain a financial requirement for a person applying for a UK Fiance Visa.

The financial requirement will be met if:

• The UK partner has an annual income of at least £18,600; or
• cash savings of £62,500 (cash savings under £62,500 can also be used to counteract the annual income requirement)

To learn more about cash savings and the rules on combining income and savings please read our “Cash Savings” guide.

When the applicant has dependent children that are not a UK or EEA citizen, an additional gross annual income of £3,800 is required for the first child sponsored in addition to the partner and £2,400 for each further child.

Children applying with the Partner	Minimum Income Threshold
0	£18,600
1	£22,400
2	£24,800
3	£27,200

Sources of income that can be used to meet the financial requirement include:

• employment income
• non-employment income such as property rental income
• cash savings above £16,000
• pension income
• self-employment income or as a director of a limited company in the UK

We recommend reading our Financial Requirement guide which breaks down all the different sources of income, how to calculate your annual income and what evidence needs to be provided for your visa application.

You do not need to meet the financial requirement if the UK partner receives any of the following benefits;

• Armed Forces Independence Payment or Guaranteed Income Payment under the Armed Forces Compensation Scheme;
• Attendance Allowance;
• Carer’s Allowance;
• Constant Attendance Allowance,
• Mobility Supplement or War Disablement Pension under the War Pensions Scheme;
• Disability Living Allowance;  
• Industrial Injury Disablement Benefit;
• Personal Independence Payment; or
• Severe Disablement Allowance.

You will still need to show self-sufficiency i.e. that you and your partner can survive without having to apply for more benefits due to the partner obtaining a visa. Read our guide on Adequate Maintenance and Benefits for detailed instructions on how to meet the financial requirement.

You will need to provide evidence that the accommodation you and your partner will live in is ‘adequate’. In order to do this you must do the following:

• In their cover letter, the UK partner should commit to providing you with adequate accommodation; and
• Submit documents proving you have adequate accommodation not only when you arrive in the UK but also once you are married.

Read our guide to the Accommodation Requirement to understand the rules around adequate accommodation and how to meet this requirement.

The evidence that needs to be provided will depend on the following:

The applicant and their UK partner will be living in rented accommodation

• signed and dated letter from the landlord or estate agent

The applicant and/or their UK partner owns the accommodation

• copy of the title deeds which can be ordered from the UK Land Registry
• letter from the mortgage provider confirming who owns the property (if the property is mortgaged)
• Housing Report to prove that the accommodation is not overcrowded

The applicant and their UK partner will be living in a family or friend’s home

• family or friends should write you a letter stating that they are happy and willing to allow you to live with your partner in their home
• copy of the title deeds or mortgage letter if they own the accommodation
• letter from their landlord if they rent the accommodation
• Housing Report to prove that the accommodation is not overcrowded

If you are not sure what to include in these letters, then why not take a look at our “Do Your Own Partner Visa” service where we provide you with a list of documents and template letters to help you save time.

When applying for a UK Fiance Visa, your application will generally include the following sections:

1. Application forms
2. Applicants documents
3. UK based sponsor’s documents
4. UK based sponsor’s financial information
5. Evidence of adequate accommodation
6. Relationship Documents

Applicant’s documents

• Passport / Travel Documents
• TB Certificate (if applicable)
• English Language evidence such as degree certificate or English language test certificate

UK Sponsors documents

• UK Partners letter of support
• UK Partners Passport or Travel Documents

UK Sponsors financial documents

Here, you will include all the required evidence demonstrating how you meet the financial requirement of the Visa application.

The financial requirement is often the most complicated part of the application. Read our guide to the Financial Requirement to identify what evidence should be included here.

Alternatively, we offer a “Do Your Own Partner Visa Pack” which is a document checklist AND professionally written template letters based on YOUR specific circumstances to help you complete the application by yourself.

Evidence of adequate accommodation

The Visa rules state that you must intend to live permanently with your UK partner and that the property where you (and any children coming with you) has enough space.

The documents you need to provide will depend on whether you are renting, staying with family/friends or you and/or your partner own the property. Go back to Step 6 to see exactly what you would need to include here.

Relationship Documents

Examples of what you can include are:

1. Your wedding and honeymoon plans such as receipts, invitations etc.
2. Chat logs from Facebook/WhatsApp etc
3. Travel documents evidencing you and your partner have visited each other
4. Photographs of you and your partner at different times throughout your relationship
5. Letters from friends, family or someone like your Doctor confirming your relationship is genuine.
6. Marriage certificate (if applicable)
7. Divorce certificate (if applicable)

Supporting Letters

A cover letter should be included in your UK Fiance Visa application. Supporting letters from the applicant and the UK partner should also be included.

These letters help to strengthen your Fiance Visa application and you can include details on the following points in these letters:

1. The relationship between you and your partner and your wedding plans/intention to get married
2. How you meet the relationship requirement
3. How you meet the financial requirement
4. How you meet the accommodation requirement.

To give yourself the best chance of success with your UK Fiance Visa we highly recommend our “Do Your Own Partner Visa Pack” service. VisaHelpUK will provide you with a complete document checklist and template letters created to suit YOUR circumstances.

Applicants must complete Appendix 2 of VAF4A form which can be downloaded from the GOV.UK website by clicking here.

You do not have to complete every part of the form. How you meet the financial requirement for your UK Fiance Visa will determine which parts of the form you must complete.

If you are unsure about how to complete the form read our step by step guide to Completing Appendix 2 of VAF4A form.

Before completing the online form, check the  VFS Global website to see the visa application process in your country. Some countries will process visas differently to others.

You might be asked to send all your supporting documents to Sheffield UK or you may have to submit supporting documents in the country you are applying from.

Once you have done this, you can complete the application using our easy step by step guide by clicking here.

The applicant may also have to pay the Immigration Health Surcharge at this stage. You can read our guide on the Immigration Health Surcharge to find out more.

You can also use this handy tool to see how much you would have to pay, if anything.

The applicant should take all requested documents to their appointment at the visa centre.

We always recommend applicants to contact the visa centre or check the VFS Global website to confirm what documents should be taken along to the appointment.

Normally, it is just your passport and appointment booking confirmation but it is always best to double check before attending the appointment.

At the appointment, biometric information is taken from the applicant like fingerprints and photographs.

The applicant might be asked questions regarding their relationship like how they contact their partner, where they met their partner or details about their families.

This does not always happen but it’s always best to be prepared for any questions.

However, this should not concern you too much as the questions you will be asked are likely to be similar to the questions you will have already answered on the visa application forms.

Click here to read about visa processing times.